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Glossary / S

SCT Inst

The SEPA Instant Credit Transfer scheme for instant euro credit transfers.

Sheet
062
Section
Glossary
Instrument
Star chart
Edition
12 · XI · 2026

The SEPA Instant Credit Transfer scheme for instant euro credit transfers.

What the term does and does not tell you

The scheme’s rapid execution standard applies to the payment leg. It does not include crypto confirmations, onboarding or internal provider checks before the euro instruction is submitted.

Use it in the working file

Record the actual entity, asset, service and date alongside the term. A label alone is not an eligibility decision or a complete description of legal rights.

Sources & scope

Research snapshot: 12 November 2026. The dated rule, its scope and the legal entity matter. Open the primary source before acting.

  1. EPC: SEPA Instant Credit Transfer schemeScheme operator documentation
  2. EPC: SEPA Credit Transfer schemeScheme operator documentation

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