Glossary / I
IBAN
An International Bank Account Number used to identify a payment account in relevant systems.
- Sheet
- 063
- Section
- Glossary
- Instrument
- Star chart
- Edition
- 12 · XI · 2026
An International Bank Account Number used to identify a payment account in relevant systems.
What the term does and does not tell you
An IBAN identifies an account; it does not establish a company’s eligibility for all activities. A country-prefix restriction and an activity-related rejection are distinct questions.
Use it in the working file
Record the actual entity, asset, service and date alongside the term. A label alone is not an eligibility decision or a complete description of legal rights.
Sources & scope
Research snapshot: 12 November 2026. The dated rule, its scope and the legal entity matter. Open the primary source before acting.
- European Commission: IBAN discrimination and national complaintsOfficial guidance
- EPC: SEPA Credit Transfer schemeScheme operator documentation