Glossary / D
De-risking
Ending, restricting or declining relationships or activity as a risk-management response.
- Sheet
- 066
- Section
- Glossary
- Instrument
- Star chart
- Edition
- 12 · XI · 2026
Ending, restricting or declining relationships or activity as a risk-management response.
What the term does and does not tell you
The EBA distinguishes risk-based decisions from unwarranted exclusion of entire categories without individual consideration. The guidance does not guarantee every company an account or make all closures unlawful.
Use it in the working file
Record the actual entity, asset, service and date alongside the term. A label alone is not an eligibility decision or a complete description of legal rights.
Sources & scope
Research snapshot: 12 November 2026. The dated rule, its scope and the legal entity matter. Open the primary source before acting.
- EBA: Guidelines challenging unwarranted de-riskingRegulator guidance